Archive for 'Mortgage'
Buy To Let Mortgages - All The Basics You Need To Know
March 10th, 2011. Published under Mortgage. No Comments.
Most banks are not keen on borrowers renting out any part of their property when they have a mortgage unless it is a specific mortgage called a buy to let. The buy to let mortgage means that you have more protection too.
The Lenders Demands for a Buy To Let
As with a ‘regular’ mortgage, the property […]
For the Time Being at Least, a Shared Mortgage Seems the Easiest Option For First Time Buyers
March 10th, 2011. Published under Mortgage. No Comments.
The tough financial climate and the squeeze on people’s wages has forced many of us to be inventive when it comes to financing mortgages. There are many new approaches to putting down a deposit and paying all the additional costs that go with home ownership.
Well this is where shared ownership mortgages come in. It is […]
2011 Is Finally Seeing A Rise in Commercial Mortgage Lending
March 8th, 2011. Published under Mortgage. No Comments.
The first part of 2011, according to a large national financial newspaper, saw an increase in commercial mortgage lending, which has given many markets new hope that the banks are beginning to loosen up their previously tight lending criteria.
There does appear to be some room for optimism, however; Lending from banks actually rose in January, […]
A Guide To Your Rights And Responsibilities As A Commercial Landlord
March 8th, 2011. Published under Mortgage. No Comments.
If you are the landlord of a commercial property, it is crucial that you understand the responsibilities that you have to your tenants. Under the law and under the terms of the lease, you will have many duties to fulfil in terms of health and safety requirements and with regard to the upkeep of […]
When Not To Consolidate Debt Into Your Mortgage!
March 3rd, 2011. Published under Mortgage. No Comments.
The last ten years has seen a huge increase in the number of people consolidating their unsecured debts into a mortgage. However, following the credit crunch, there is now a lot more to consider when you are thinking of remortgaging.
Banks are currently less open to lending, so you will need a good credit rating […]
The True Costs Of Remortgaging
March 3rd, 2011. Published under Mortgage. No Comments.
Many people take out remortgages for a number of reasons. By remortgaging you may be able to obtain a better interest rate, and lenders will often offer your more flexible lending terms as well as the option to take a further advance (more funds against your property). Your circumstances may have changed too […]
This Is The Golden Age Of Mortgage Overpayments, Are You Taking The Advantage?
March 2nd, 2011. Published under Mortgage. No Comments.
Britains economy is supposed to be on the path to recovery. But the journey to get there is going to be long, and fraught with problems.
We are going to have to be a just as careful in the future as we are being now in relation to budgets and cash flow. Going crazy with […]